01 July 2024
How is the debt burden ratio calculated?
The debt burden indicator is the ratio of the borrower's average monthly loan payments to his average monthly income.
For example, if a citizen with an average monthly salary of 7 million soums has an average monthly loan payment of 6 million soums, his debt burden indicator will be 86%. That is, 6:7=0.86
In international experience, the upper limit of the debt burden is set differently, for example, in Austria, Greece it is 40%, in the UK it is 45%, in China it is 55%. The company has set the upper limit today as 50%.
To share
Other news
The Company is 5 years old!
The Company welcomed the independent members of the Supervisory Board, who visited Uzbekistan for the first time.
The Company is actively advancing its cooperation with international financial organizations.
