About company

In the republic, the growing demand among the population for housing, and consequently for mortgages, highlights the necessity of ensuring uninterrupted resources for banks.

To develop the housing sector, improve mechanisms for providing mortgage loans, and expand opportunities for all social strata to use mortgage loans based on market principles, the President of the Republic of Uzbekistan issued Decree No. PF-5715 on May 13, 2019, "On additional measures to develop and expand the mortgage lending market."

Based on this Decree, the Joint-Stock Company "Uzbekistan Mortgage Refinancing Company" (hereinafter referred to as the Company) was established.
Since its inception, the Company has allocated money for refinancing in the amount of more than 4.5 trillion sums and issued bonds worth more than 590 billion sums.

About company

Company goals

Providing financial resources to banks for mortgage loans issued or planned to be issued by them for the purchase or reconstruction of housing
Obtaining the right of claim on mortgage loans issued by banks
Providing consulting and information services on the refinancing of mortgages
Investing funds in mortgage-backed securities issued by banks
Providing services remotely (electronic services), purchase of government securities of the Republic of Uzbekistan, shares in the authorized fund (authorized capital) of legal entities, and their debt securities, placement of free monetary funds in the bank as deposits