Refinancing is the registration of a new loan to pay off an existing one, taken from the current or new creditor on more favorable terms for the borrower. The new bank pays off the debt to the old one and becomes a new full-fledged creditor to whom the client must pay the debt.

Refinancing

Refinancing Products

Asian Development Bank

Asian Development Bank

In the process of cooperation with ADB, the Company committed to refinancing 5,000 units of mortgage loans issued to women and 1,000 units of mortgage loans

Operating procedure

1

Signing the GSR (General Refinancing Agreement)

1. Qualification requirements for the UFI to sign the GSR

2. Documents required to conclude the GSR

2

Submitting an application for a loan

1. Qualification requirements for the UFI to sign the GSR

2. Documents required to conclude the GSR

3

Analysis of the provided mortgage portfolio

1. UFU provides a portfolio of mortgage loans for review by UzKRI based on the standards for the acceptability of mortgage loans, in the format required by UzKRI

2. Availability of a screening procedure for the environmental and social management system

4

Signing a loan agreement

1. Qualification requirements for UFIs to sign a GSR

2. Documents required to conclude a GSR

5

Issuance of a loan

Conditions preceding the issuance of funds

Online Calculator

Loan amount:

The interest rate:

The term of crediting:

  • Monthly payment:
  • Overpayment of interest:
  • Total cost of the loan:
  • Term:

The calculations are for informational and reference purposes. The full cost is calculated individually.

Months The main debt Percentages Payment amount The balance of the debt