A bond is a debt security, much like an IOU stating that someone has borrowed money from you and will pay it back on a certain date. When companies or governments issue bonds, they also borrow money and then pay it back with interest — in the case of bonds, they are called coupons.

Working procedure
Signing the GSR (General Refinancing Agreement)
1. Qualification requirements for the UFI to sign the GSR
2. Documents required to conclude the GSR
Submitting an application for a loan
1. Qualification requirements for the UFI to sign the GSR
2. Documents required to conclude the GSR
Analysis of the provided mortgage portfolio
1. UFU provides a portfolio of mortgage loans for review by UzKRI based on the standards for the acceptability of mortgage loans, in the format required by UzKRI
2. Availability of a screening procedure for the environmental and social management system
Signing a loan agreement
1. Qualification requirements for UFIs to sign a GSR
2. Documents required to conclude a GSR
Issuance of a loan
Conditions preceding the issuance of funds