29 May 2025

2 real situations when getting a mortgage - a lesson for others

Scenario 1: Successful action of a young family

Dilshod and Dilnoza are newlyweds. They participated in the “Youth Mortgage” program, paid a down payment of 10%, and got an apartment. An important point: both had official income, and this played an important role in obtaining a loan. Conclusion - indicating monthly official income paves the way for a mortgage.

Scenario 2: Warning to someone who says he will close the loan early

A young man named Kamil took out a 20-year mortgage, but after 3 years he suddenly had a large amount of money, closed the loan early, and 17 years of interest on the payment were suspended. Thus, the faster the mortgage payment is made, the lower the interest payment is.