Head of Portfolio Management Department

Responsibilities:

• Analyzing banks and submitted documents before issuing a loan, including verifying the availability of appropriate collateral and compliance with the company’s policy.
• Identifying risks associated with the loan portfolio at an early stage.
• Evaluating the compliance of the refinanced mortgage portfolio with established criteria and providing reports to management.
• Preparing monthly, quarterly, and annual reports.
• Monitoring non-financial risks affecting the growth of the Bank’s credit risks, ensuring compliance with covenants, prudential regulations of the Central Bank, and the legislation of Uzbekistan.
• Analyzing interest rate risk, liquidity risk, and compliance with credit risk limits.
• Developing recommendations for setting financing and refinancing limits, monitoring their compliance, and participating in the collateral replacement process.
• Proposing amendments to the company's Credit Policy and internal regulations to enhance credit risk management.
• Carrying out assignments from the Chief Executive Officer related to portfolio management and execution of special instructions.
• Providing information to the company’s responsible officer for publication in the media, on official company pages, and on social media.
• Reporting to the Chief Executive Officer and internal compliance officer about any identified suspicious transactions in accordance with the Law of the Republic of Uzbekistan "On Counteracting the Legalization of Criminal Proceeds, Financing of Terrorism, and Financing of the Proliferation of Weapons of Mass Destruction."
• Performing other obligations in accordance with the company’s internal regulations.
• Analyzing collateralized mortgage portfolios for compliance with eligibility criteria.
• Monitoring the fulfillment of covenants and other contractual conditions.

Working Conditions:

• Work schedule: 5/2, standard working hours.
• Salary: Competitive (negotiable during the interview).
• Additional benefits:
  • Reimbursement of training and professional development expenses.
  • Gym membership reimbursement.
  • Voluntary health insurance.
  • Team-building and corporate events.